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![]() If anything, they fluff the lender’s pocketbook.īut if you’re looking to save money - and why wouldn’t you be? - junk fees may be a good place to negotiate with the lender for a better deal. To the lender they represent an important stream of profit. ![]() That’s because lenders don’t like to admit that some of the charges they’re passing off as “necessary’ are really fluff. If you look down your long, long list of closing costs at your lender’s office, you probably won’t find one labeled “junk.” ![]()
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